Term Definition
beneficiary The individual or group of individuals named to receive the benefit of a life insurance policy.
dependents Persons who depend on someone else for their livelihood. Most often these are minor children and a spouse, but they can be adult siblings, adult children, and elderly parents.
disability insurance A type of insurance that replaces the income of the insured individual if he or she cannot work due to injury or illness.
insurance An agreement in which an individual pays a company to protect him or her from property loss or damage or financial loss.
policy The agreement or contract between an individual and an insurance company
renters insurance A type of insurance that replaces personal property in a rental residence if it is stolen or damaged due to fire, smoke, or vandalism
COVERAGE The range of protection you are eligible to receive from an insurance plan. Insurance plans can have different coverage even if they're the same type of insurance.
CLAIM the request you make to your insurance company for payment of the benefits allowed by your coverage.
DEDUCTIBLE the amount you are required to pay toward each claim you make before your insurance kicks in. This cost is in addition to the regular price of your premium.
PREMIUM the amount you pay to have insurance for a specific amount of time. A premium covers a set amount of time (for example, a year) and payment may be due all at once or divided and paid on a regular basis, such as monthly.

chapter 9

Term Definition
bedouins nomadic arab peoples who lived in bands in the arbian peninsula's desert
muhammad founder of islam
hegira muhammads journey from mecca to medina
islam religion founded by muhammad; literally "to surrender"
muslims followers of islam
qur'an sacred text of islam, considered allahs direct revelation
five pillars of islam obligations required of all muslims
mosque name for the building where muslims worship
jihad word that can be translated as "struggle for the faith" or "holy war" and can also mean the struggle to defend the muslim community or convert people to islam
abu bakr successor to muhammad as leader of islam
caliphs title given to leaders of islam after muhammad, means "successors"
caliphate area ruled by caliph
umayyad a powerful clan from mecca whose struggle to regain control led to civil war
sunnis muslims who accepted the umayyad caliph
shia supporters of muhammads cousin ali, who refused to accept the umayyad caliph
sufis a group within islam that seeks a mystical and personal connection with god
abbasid a family that ruled islam after the umayyads lost control
harun al-rashid most prominent abbasid caliph helped muslim culture reach greatness

Bio Ch.12

Term Definition
biogenesis life from living
abiogenesis life from non living
evolution The change in populations over time
natural selection individuals with the best traits survive and reproduce adn pass those traits onto their offsprings
analogous structures Structures that have a similar function but different evolutionary origin
homologous structures structures that may have different mature forms but arise from the same origin in a common ancestor
vestigial structure residual body organs that once had use but no longer do because of evolution
adaptive radiation an ancestral speices gives rise to many new species to fit a number of diverse habitats
gradualism new species originate through slow changes in adaption
punctuated equilibruim new species orginiated in rapid bursts with long periods of equilibruim

Week 7 2016-17 clima

Question Answer
monsoon wind pattern that changes direction with the season; seasonal rains
drought a period of below average precipatation
interglacial warm period that occurs between ice ages
rain shadow an area of low rain fall on the downwind slope of a mountain
El Nino the combined ocean and atmospheric cycle that results in the weakened trade winds across the Pacific Ocean

Using Online Banking

Term Definition
Account Transfer Making an online transfer of money; for example, from a savings account to a checking account.
Fraud When a criminal uses trickery to convince someone to give up valuable information or items of value.
Identity Theft When a criminal opens a credit card with another person’s name and Social Security number, charges merchandise, and leaves victim with unpaid bill
Online Banking Using the Internet and a bank’s Web site to keep track of bank accounts, move money from one account to another, and pay bills.
Password Secret word used, with the username, to access online banking. Banks usually have rules for passwords, such as requiring they be 6 to 12 characters long and have both numbers and letters.
Personal Imformation Important identifying data that lets your online bank know you are who you say you are, such as date of birth, Social Security number, and mother’s maiden name. Never give out this
Phishing A criminal scheme to scare or trick victims into divulging personal information.
Username Account name used to access online banking.

Chapter 8

Question Answer
hypothesis a supposition or proposed explanation made on the basis of limited evidence as a starting point for further investigation
aspire direct one's hopes or ambitions toward achieving something. —desire—
conceal keep from sight; hide. —hide,cover—
Pathological liar is a behavior of habitual or compulsive lying
plausible seeming reasonable or probable. —possible, reasonable—
phenomena a fact or situation that is observed to exist or happen, especially one whose cause or explanation is in question.
traumatic emotionally disturbing or distressing.
therapeutic relating to the healing of disease.
Self-analysis the analysis of oneself, in particular one's motives and character.
colleagues a person with whom one works, especially in a profession or business. — workmate, teammate—
data facts and statistics collected together for reference or analysis. —statistics, information—
monitor observe and check the progress or quality of —observe, track—
impulsivity behavior without adequate thought
aggressive ready or likely to attack or confront; characterized by or resulting from aggression.
absorbent a substance or item that soaks up liquid easily. —spongy—
inundated overwhelm (someone) with things or people to be dealt with.
neurons a specialized cell transmitting nerve impulses; a nerve cell.
transmitting to pass on from one place or person to another. —transfer—
glitches a sudden, usually temporary malfunction or irregularity of equipment.
stigma a mark of disgrace associated with a particular circumstance, quality, or person. —shame, disgrace, dishonor—

Chapter 3- Lesson 4

Question Answer
Many people also came to the colonies as… Indentured servants
who faced persecution in England? Sir George Calvert
In the 1760s, they hired two men named ___________ ________ and _______________ _________ to map the boundary between the colonies. Charles Mason and Jeremiah Dixon
In the 1640s, Virginia governor __________ _________ made a pledge to Native Americans William Berkeley
Berkeley's goal was to prevent the outbreak of a war with the _________ ________. Native Americans
To control Dominate
Large area of land that has one owner Estate
A list of fundamental laws to support a government Constitution
Person or country that owes money Debtor
In 1663 King Charles II created a proprietary colony south of Virginia called Carolina
Who wrote the Constitution? John Locke
In 1729 Carolina became two royal colonies…. North Carolina and South Carolina
What year was Georgia found? 1733
In 1692 Maryland—now a royal colony—established an official… Protestant church
A young English woman named Eliza Lucas developed a crop called…. Indigo

mod 6 exploring creation with biology

Term Definition
absorption the transport of dissolved substances into cells
digestion the breakdown of absorbed substances
respiration the breakdown of food molecules with a release of energy
excretion the removal of soluble waste
egestion the removal of nonsoluble waste
secretion the release of biosynthesized substances
homeostasis maintaining the status quo
reproduction producing more cells
cytology the study of cells
cell wall a rigid structure on the outside of certain cells, usually plant and bacteria cells
middle lamella the thin film between the cell walls of adjacent plant cells
plasma membrane the semipermeable membrane between the cell contents and either the cell wall or the cell's surroundings
cytoplasm a jellylike fluid in which the cell's organelles are suspended
Ions substances in which at least one atom has an imbalance of protons and electrons
cytoplasmic streaming the motion of cytoplasm in a cell that results in a coordinated movement of the cell's contents
mitochondria the organelles in which nutrients are converted to energy
lysosomes the organelle in animal cells responsible for hydrolysis reactions that break down proteins, polysaccharides, dissacharides, and some lipids
ribosomes non-membrane-bounded organelles responsible for protein synthesis
endoplasmic reticulum an organelle composed of an extensive network of folded membranes that perform several tasks within a cell
rough ER ER that is dotted with ribosomes
smooth ER ER that has no ribosomes
golgi bodies the organelles where proteins and lipids are stored and then modified to suit the needs of the cell
leucoplasts organelles that store starches or oils
chromoplasts organelles that contain pigments used in photosynthesis
central vacuoles a large vacuole that rests at the center of most plant cells and is filled with a solution that contains a high concentration of solutes
waste vacuoles vacuoles that contain the waste products of digestion
phagocytosis the process by which a cell engulfs foreign substances or other cells
phagocytic vacuole a vacuole that holds the matter which a cell engulfs
pinocytic vesicle vesicle formed at the plasma membrane to allow the absorption of large molecules
secretion vesicle vesicle that holds secretion products so that they can be transported to the plasma membrane and be released
microtubules spiral strands of protein molecules that form a tubelike structure
nuclear membrane a highly-porous membrane that separates the nucleus from the cytoplasm
chromatin clusters of DNA, RNA, and proteins in the nucleus of a cell
cytoskeleton a network of fibers that holds the cell together, helps the cell to keep its shape, and aids in movement
microfilaments fine, threadlike proteins found in the cell's cytoskeleton
intermediate filaments threadlike proteins n the cell's cytoskeleton that are roughly twice as thick as microfilaments
phospholipid a lipid in which one of the fatty acid molecules has been replaced by a molecule that contains a phosphate group
passive transport movement of molecules through the plasma membrane according to the dictates of osmosis or diffusion
active transport movement of molecules through the plasma membrane (typically opposite the dictates of osmosis or diffusion) aided by a process that requires energy
isotonic solution a solution in which the concentration of solutes is essentially equal to that of the cell which resides in the solution
hypertonic solution a solution in which the concentration of solutes is greater than that of the cell that resides in the solution
plasmolysis collapse of a walled cell's cytoplasm due to a lack of water
cytolysis the rupturing of a cell due to excess external pressure
hypotonic solution a solution in which the concentration of solutes is less than that of the cell that resides in the solution
activation energy energy necessary to get a chemical reaction going

Chapter 9

Question Answer
Bedounis Nomadic Arab peoples who lived in bands in the Arabian Peninsula's desert
Muhammad Founder of Islam
Hegira Muhammad's journey from Mecca to Medina
Islam Religion founded by Muhammed; literally to surrender
Muslims Followers of Islam
Qur'an Sacred text of Islam, considered Allah's direct revelation
Five Pillars of Islam Obligations required of all Muslims
Mosque Name for the building where Muslims worship
Jihad Word that can be translated as "struggle for the faith" or "holy war" and can also mean the struggle to defend the Muslim community or convert people to islam
Abu Bakr Successor to Muhammad as leader of Islam
Caliphs Title given to leaders of Islam after Muhammad, means "successors"
Caliphate Area ruled by a caliph
Umayyad A powerful clan from Mecca whose struggle to regain control led to civil war
Sunnis Muslims who accepted the Umayyad caliph
Shia Supporters of Muhammad's cousin Ali, who refused to accept the Umayyad caliph
Sufis A group within Islam who seeks a mystical, personal connection with god
Abbasid Family that ruled Islam after the Umayyads lost control
Harun al-Rashid Most prominent Abbasid caliph, helped Muslim culture reach greatness